AutoFurnish Blog

November 7, 2022

For many of us, cars serve more purposes than merely getting from point A to point B. We spend 3-4 hours a day in our cars, which makes cars both a status symbol, as well as a second home. While you might have witnessed continuous improvements in what products you are getting from automotive manufacturers, there is still some space left for getting your cars ready for utmost comfort and convenience. So how can you improve the comfort and utility of your automobiles when they are in motion? Car accessories become important in this situation. They are critical in enhancing your overall car ownership experience.  Which of these inexpensive, allegedly beneficial automobile additions should you buy now that the market is flooded with options? Autofurnish simplifies your life with these top 10 essential automotive accessories.  Let's dive in - Car body covers It's very important to protect your car from the sun, water, dirt, and dust, especially if you park it outside. And for this reason, as an automobile owner, you need to invest in car covers.  A variety of high-end car body covers are available on AutoFurnish, such as 100% waterproof car body covers, Parkin White see-through car covers, Arc Series car covers, and more. Superior-grade polyester, fabric, and materials are used in the manufacturing of these automobile covers. These Stylish Car Body Covers are waterproof, weatherproof, and robust to protect your car from dents, scratches, rain, dust, and other foreign objects. They are available in several colors and sizes to fit all well-known car brands and models. Car Sun Shades  The warm summer sun could not only hurt your skin or harm your eyes, but it can also heat the interior of your vehicle. Remember that horrible time when you sit in the vehicle and felt like you were in a sauna after only a few hours out in the open? What a bizarre feeling! Not only that, but the sun's rays can fade or wear out your car's interiors and upholstery. As a result, Car Sun Shades are amongst the most essential interior Car Accessories that you should get. You can check out AutoFurnish, which provides a superior selection of robust and fashionable Car Sun Shades for all well-known car types to prevent your car from turning into a furnace and to protect the interiors from the sun. These shades, which vary from our collection of high-end auto-retractable anti-ultraviolet car shades to automatically rolling sunshades and magnetic sun shades, guarantee that scorching sun rays do not penetrate your car and that a pleasant temperature is maintained. Car Trunk Mats  A car with a spotlessly clean, flawless cargo compartment or trunk tends to really stick out in a person's memory and always leaves a positive impression. But as you know, maintaining a clean and tidy cargo or trunk space is no simple task. Any form of filthy or damp material can leave a lasting stain that is never completely removed after. This is where high-quality protective cargo liners come to the rescue. For multi-layered protection and style, check out the extensive collection of Premium Car Boot Mats from Autofurnish that are affordable, durable, and custom fit. These high-quality car trunk mats are a fantastic solution to give your boot area an appealing and sophisticated appearance while also shielding the car boot or trunk against harm from spills or dirt. Additionally, they feature a surface that is simple to clean and quick to remove.  Car Seat Cushions  When driving or sitting inside your car for a long-distance, don't you want a comfortable pair of seat cushions? You do, of course, and here is where the need for premium car seat cushions arises. Premium car seat cushions may ease pressure spots and aid with posture and blood circulation. So, if you're looking for vehicle seat cushions, Autofurnish provides some of the best options available online. The Brand provides a wide selection of automobile cushions, such as: • Premium Car Pillow Neck Rest Cushions. • Car Wooden Bead Seat Cushion in Multiple Shades. • Orthopaedic Universal Full Backrest and Lower Backrest Cushions. • Car Wooden Bead Seat Acupressure Design in Universal Size. • ULS Car Seat Massage Chair Back Lumbar Support Mesh. Car Armrest There is a good reason why people buy armrests for their automobiles, especially if they don't have any already. They work best while you are on lengthy trips because your arms will undoubtedly require assistance throughout such long distances, and they are a terrific method to occasionally rest your arms. Make sure to select the one with the little compartments; they are a fantastic way to provide extra room in your car so that you can store food or drinks. Autofurnish offers a broad variety of car armrests at incredibly competitive rates and amazing styles. Without sacrificing your wish list, you can choose according to your comfort level, size, and style. Seat gap fillers  Since the space between a vehicle seat and center console seems to fit practically everything but your fingers, it is frequently bothersome. As a result, retrieving your phone, keys, or even a bag of fries is far more difficult than just slipping them through. Moreover, If you're attempting to maintain your car clean and orderly, it becomes a challenge. Fortunately, there are automotive accessories available to help fix the issue, such as car seat gap fillers. AutoFurnish has the finest range of car seat gap fillers made of 7D grade leatherette. It features cushioning that just goes between the front seat and the center console. Car seat gap fillers from AutoFurnish come in a variety of colors so you can match them to your car's interior or seat coverings. Car Seat Cover  Especially on longer drives, the level of comfort your car seat offers may make or break your driving experience. That's how crucial car seats are And everything crucial requires a lot of attention and care. This is precisely why car seat covers are necessary to preserve the seats and restore them if they appear worn and neglected, whether you own a brand-new automobile or a dependable decade-old beater. One of the least expensive vehicle upgrades you can do is this one. For optimal protection and an unrivalled design factor, AutoFurnish provides a unique selection of Premium Car Seat Covers. The 3D Custom-fitted PU Leather Car Seat Cover is a fantastic option among these since it offers the highest degree of comfort and durability while being crafted from automotive-grade PU Leather and high-density foam cushioning. The Premium automotive seat Cover features a smooth texture and is water-resistant, and there are many different royal colours to pick from. The Towel Car Seat Cover, on the other hand, would be the perfect choice for hot and muggy summers because it is incredibly absorbent and prevents sweat from forming on your back. The Towel Car Seat Cover is also machine washable, making cleanup and maintenance a breeze. Car Organizer  Storage issues are a very normal worry while travelling in your automobile with a full house. Additionally, by having storage options within your car, you can guarantee that you will drive in the utmost comfort while keeping your coffee mugs, phones, keys, money, and other similar items secure. Thus, having a car organiser makes it simple for you to do all of this. Multipurpose car organizers and storage accessories from Autofurnish are available in a range of sizes and forms. These automobile organisers are made of top-notch polyester and relevant materials. These car organisers are valued for their durability and flexible designs, and they are available in compact sizes. Car Foot Mat  Aside from essential automotive elements like tires and engines, what is one part of your automobile that has to withstand a lot of daily use? That's the floor mats in your automobile. Good quality floor mats keep your car clean and free of impurities, while also preserving the floor of your vehicle. So, if you're looking for some long-lasting, easy-to-clean, and visually beautiful car foot mats, Autofurnish has you covered. The 5D Premium Car Foot Mats, 7D Premium Car Foot Mats, and Rubber Car Foot Mats are notable examples. These custom-fit, elegant, and long-lasting car foot mats are great for keeping your interiors nice and tidy. Furthermore, they are available in a range of color selections to assist you in selecting the best one to fit your automobile interiors. Tissue box  Driving on road trips entails munching inside the vehicle, which increases the likelihood of spillage. As a result, automotive tissue paper boxes are extremely popular among vehicle owners. These vehicle tissue paper boxes are inexpensive, easy to store, strong, and dependable. So, if you're looking for vehicle tissue paper boxes, we have a large selection of Car Tissue Boxes to keep your car looking spick and span. These Car Tissue Boxes are made of high-quality materials, are sleek and small so as not to obstruct your vision, and are quite practical to use while driving. These are durable, lightweight, and quite simple to install. They are also built to last for a very long time. These automotive tissue paper boxes are also available in stunning designs and colors that might improve your car's look. AutoFurnish - Your One-Stop Destination for all Car Accessories  Those were some of the must-have car accessories to get in your car. Autofurnish is your one-stop destination for all the accessories mentioned in this list. Our products, besides being top-notch in quality, are also available at a phenomenal price range. Plus, the shipping is free which additionally saves more. What's more? There are always some exciting offers running on our products. So, check out the website and buy them now!

November 3, 2022

One of the best ways to uplift anyone’s mood and rejuvenate is road trips. For bikers and thrill-seekers, taking a bike trip or a road trip at least once a year is a must. With so many beautiful places to visit in India, a road trip is a perfect escape if you’re looking for some thrill and adventure in your life. Although road trips are stressful, it is worth it if you pick the right route and destination to visit. Hence, an important tip when you travel is to stay prepared to avoid hassle on your journey. If you’re someone looking to go on a road trip and are wondering what some popular destinations for a biking trip are, then here are 10 of the best travel destinations for thrill-seekers. 1. Delhi to Leh Via Manali One of the most popular routes for a biking trip is Delhi to Leh via the Manali route. If you are looking for the perfect travel experience this year, this route is the best. Although the journey is tiring, it is still exciting while riding through the bumpy roads. The beautiful Himalayan ranges and the mesmerising views are enough to make your trip worth it. The distance is 1091 km and the travel time is almost twenty-five hours. May to September is the best time to visit Leh. Take a trip on this route if you’re looking to experience adventure and thrill on your journey. It’s best to travel with friends or other bikers, as the route can get tedious alone. So, having someone for help and support is always a good idea. Also, travelling in a group adds up to the fun and excitement. 2. Hyderabad to Hampi Another exciting and popular road trip is to travel to the UNESCO World Heritage site Hampi, a nine-to-ten-hour journey over a distance of 385 km. A road trip on this route is exciting as well as exhausting. The land of Hampi was the capital of the Vijayanagara empire and is known for its massive temples. It’s a beautiful historical site and is a popular destination to travel to in India. It is also called backpacker's delight because of the many locations you can explore here. Although there are several routes one could take to reach Hampi, the most common ones are via Raichur or Kurnool. The best time to visit Hampi is from October to February. 3. Delhi to Spiti Valley When it comes to a biking trip, the Delhi to Spiti Valley route has to be on the list of the best destinations to travel. It’s a route that you absolutely cannot miss. Just like Leh-Ladakh, it is a dream destination for thrill-seekers. It’s about a seventeen-hour journey from Delhi to Spiti Valley, and the distance is 730 km. The best time to visit Spiti Valley is from March to June. It’s one of the best places to visit in North India. There are two ways to reach Spiti Valley: either you take the Delhi-Manali-Spiti route or the Delhi-Shimla-Spiti route. The beautiful desert mountain lies between India and Tibet and is simply spectacular. It is famous for its stunning vistas, villages, and the beautiful Chandrataal and Dhankar lakes. Here, you can also visit some popular monasteries like Tabo, Key, and Lhalung on this route. 4. Jaipur to Jaisalmer Consider a road trip from Jaipur to Jaisalmer if you want to experience a ride through the desert lands at least once in your life. Witness the beauty and rich culture of Rajasthan as you travel from Jaipur to Jaisalmer. You can stop at Jodhpur to experience the intrinsic flavours and heritage of the state. At times, you can also enjoy the company of the camels walking on the roads. The distance covered on this route is about 555 km, and it would take about nine to ten hours to reach your destination. The best time to visit is from November to March. On this trip, you can also visit the Kumbalgarh Wildlife Sanctuary for a nature experience. If you’re looking for a less stressful route, then this one has to be on your list, as it will give you a smooth ride that you can enjoy. 5. Jammu to Srinagar Although a quick 30-minute flight may seem like a convenient option to reach Srinagar, the journey by road will give you one of the best experiences. It’s a popular route for bike trips, as the thrill and adventure on this route are incredible. At a distance of 300 km, it would take around seven to eight hours to reach your destination. The picturesque beauty all along the way will keep you company throughout your journey. On your trip from Jammu to Srinagar, you get a chance to ride through the Jawahar Tunnel, which is 2.85 km long. It’s best to make a trip to Srinagar during the months from April to October. 6. Chennai to Pondicherry At a distance of 158 km from Chennai is the beautiful city of Pondicherry. Chennai to Pondicherry is an amazing route for a road trip if you are someone looking for a smooth journey. It’s a great experience if you’re planning a route trip with family or friends. It takes about three to four hours to reach Pondicherry from Chennai. The beauty all along this route keeps you entertained, and the incredible beaches throughout your drive are something to watch out for on this route. The trip is a delight for people who love travelling and is also perfect for amateur trippers. The best time to visit Pondicherry is October to March. Plan a trip on this route for some fun and adventure. 7. Chandigarh to Kasol A beautiful place in Kullu, Kasol is a destination that is loved especially by nature lovers, bikers, and trekkers. Referred to as the ‘Amsterdam of India’, Kasol is one of the best places to visit on a road trip. It is a popular destination among tourists who spend months exploring the area. The distance is about 273 km, and it usually takes around eight to nine hours to reach Kasol from Chandigarh. The route from Chandigarh to Kasol is mesmerising and captivating, giving you one of the best experiences of your life. If you want to add some more adventure to your trip, try out the Kheerganga Trek while on this route. You can also enjoy the spectacular view of the Parvati Valley on your journey. The best time to embark on your Kasol journey is from April to October. 8. Shillong to Cherrapunji Nothing could be more exciting than going on a road trip to experience the best of Northeast India. If you want to enjoy a thrilling bike trip, then the Shillong to Cherrapunji route is a must. It is a one to two hours travel from Shillong to Cherrapunji, and the distance is about 55 km. It may be a short trip, but it will give you an experience of a lifetime. On the way, you can enjoy the misty clouds, caves, and waterfalls all along the route. The best time to visit Cherrapunji is from October to February. 9. Amritsar to Dharamshala Though the Amritsar to Dharamshala route is not a chosen route, it is worthwhile. The distance on this route is about 202 km, and it usually takes around four to five hours to arrive at your destination. The best time to visit Dharamshala is from March to July. Starting your journey early in the morning is a great idea as you will get a chance to enjoy the breathtaking views till you reach Pathankot. Embark on this journey if you’re looking for a thrilling experience. 10. Vishakhapatnam to Arakku Valley Vishakhapatnam, also known as Vizag, is another popular biking route that you can enjoy this year. The Vishakapatnam to Arakku Valley route offers travellers an exciting experience, making it a must-visit destination in 2022. While the Bay of Bengal and the Eastern Ghats add to the beauty, the drive to the small village of Arakku Valley is even more exciting and enthralling. Curving roads, scenic beauty, and lush greenery are something you will experience on this trip. The distance between Vishakapatnam to Arakku is about 116 km, and it takes three to four hours to reach your destination. The best time to visit the place is from December to February. So, it’s always better to plan your trip at this time of year. These were ten of the best travel destinations in 2022 that you can embark on for a thrilling experience. Now that you must have probably decided on your next adventure, you should take the best care of your vehicle as well. Get the best accessories for your automotive from autofurnish.com. Right from bike and car body covers, and seat covers to bike mats and riding gear, you can find a wide range of accessories to stay prepared for your exciting trip.

October 20, 2022

As customers demand greater economy and automakers strive to increase the number of eco-mobility alternatives available, hybrid vehicles are the ideal solution. Furthermore, hybrid sedans fall perfectly between IC (internal combustion) cars and EVs (Electric Vehicles). They are neither as polluting and inefficient as cars with internal combustion engines nor are they as unreliable as electric vehicles at the moment As a result, many experts feel that hybrid cars are a useful stepping stone in India's move from ICE automobiles to EVs, at least until external charging infrastructure catches up.   What is a Hybrid Vehicle? A hybrid vehicle has more than one power source, and it is made up of a petrol or diesel engine and an electric motor. Both operate together to turn the wheels. As a result, less fuel is burnt, improving fuel economy. When you brake in most hybrid cars, energy is created and used to replenish the high-voltage battery.  How does a Hybrid System Work? Hybrids combine an electric motor, a battery pack, that powers the car at low speeds, and an internal combustion engine that kicks in for greater speeds, hill climbing, or battery charging. Regenerative braking harnesses the motion of the automobile as it slows or coasts to generate more power. Even when the gas engine is doing the majority of the work on the road, the electric motor offers seamless power. This improves the car's responsiveness, especially in city driving, while also saving fuel. Types of Hybrid Cars  Mild Hybrids Mild hybrid is one of the most recent advancements in hybrid electric vehicle technology. The mild hybrid technology gives the vehicle's combustion engine a little boost when it is started from a standstill. Because they obtain energy from the collective power of a combustion engine and regenerative braking, these engines do not need to be plugged in and are found in 48-volt electric systems. Example: Maruti Suzuki Ciaz, Toyota Glanza  Full Hybrids Full hybrids have both electric and combustion engines. However, the electric component in hybrid vehicles may manage a greater workload than the mild hybrid component. There are two types of full hybrid vehicles: parallel hybrids and series hybrids. Parallel Hybrids A parallel hybrid generally combines an internal combustion engine (ICE) with a high-voltage electric drive system that aids in propulsion. External charging is not required. Examples: Toyota Camry Hybrid, Honda City e:HEV, Hyundai Ioniq Series Hybrids Since an electric motor is the only source of power in this situation, driving is more similar to that of an electric vehicle. In this mode, the gasoline engine is just there to charge the battery. Furthermore, the combustion engine drives the electric generator rather than the driving wheels, resulting in sleeker and more rapid acceleration. Example: BMW i3   Plug-in Hybrid  A plug-in hybrid vehicle, like an electric car, has a bigger battery pack that must be charged externally and provides an all-electric run for around 30 to 80 kilometres (approx). When the car's electric energy is exhausted, it reverts to a normal parallel hybrid. Example: Toyota Prius     Why Should You Switch to a Hybrid Vehicle? Hybrids are more fuel-efficient The fundamental advantage of hybrid automobiles is that they use less gas than conventional vehicles. Because hybrid vehicles do not rely exclusively on their gas engines to operate, they simply consume less fuel overall, saving you a significant sum of money. However, this isn't the sole reason hybrids are more fuel efficient. Because of the hybrid configuration, car makers can downsize the primary engine, resulting in higher fuel efficiency. Furthermore, hybrids have regenerative braking, which means that every time the brake is engaged, it helps to replenish the battery. Hybrids care more about the environment Tailpipe emissions from conventional vehicles potentially wreak havoc on the environment. When compared to normal gas cars, hybrid variants of the same vehicle type have several "green" advantages. Furthermore, hybrid vehicles provide a better road to a greener future than electric vehicles, given that the country generates the majority of its electricity by burning coal or other fossil fuels. As a result, in developing markets, EVs pollute more than hybrids. Hybrids don’t give you range anxiety Range anxiety, or the worry of not having enough juice to get from point A to point B, is a prevalent issue among owners of battery-only electric vehicles. If you possess a hybrid vehicle, you will not be bothered about the vehicle range. When the high-voltage battery in a hybrid vehicle runs out of charge, the vehicle will rely more on the ICE. Hybrids are better suited to Indian conditions Because it does not rely on external charging infrastructure, hybrid technology is now best suited for Indian circumstances. The charging infrastructure for EVs in India is still in its infancy, which is a deal breaker for many in the country. 68% of Indians favour internal combustion engine-powered automobiles as their next purchase, according to a global study performed by Deloitte. Only 4% want a pure EV as their future car, while 24% prefer a hybrid. Furthermore, this demand is projected to grow as the government gives additional tax incentives on hybrid vehicles, lowering the cost. Hybrids drive like traditional cars If you’re a car enthusiast, this point is a real deal for you. Unlike electric cars which lack the soul and feel of an ICE car, hybrid cars' performance and feel on the road is comparable to traditional cars. Therefore, shifting to a hybrid vehicle makes much sense if you want to enjoy driving the car without causing a hole in your pocket.   Top 5 Hybrid vehicles to look out for Here are some of the best hybrid vehicles in the Indian market to look out for:   Toyota Camry Hybrid  Price: Rs 45.25 lakhs (ex-showroom) The Camry chose the hybrid route many years ago, and the vehicle is propelled by a 2.5-litre petrol engine mated to a 245-volt battery pack, the same configuration as the Lexus ES 300h. With the aid of a CVT transmission, this engine produces 214 horsepower and 221 Nm of peak torque.  Toyota claims a mileage of 19.1 kmpl, somewhat less than the ES 300h, although using the same engine-battery pack configuration as Lexus. The Toyota Camry Hybrid can accommodate passengers in the most opulent manner while having a range of 958 kilometres.   Honda City e:HEV Price: Rs 19.89 lakh (ex-showroom) Recently, the Honda City e:HEV was introduced in India, with a price tag of slightly under Rs 20 lakh. With the aid of a CVT transmission, the vehicle's 1.5-litre petrol engine and 172.8-volt lithium-ion battery pack combine to produce 124 horsepower and 253 Nm of torque. The vehicle has two electric motors, one of which serves as a generator to charge the battery pack while driving and the other of which drives the vehicle in pure electric mode at low speeds. Using onboard computers, the automobile changes between electric and hybrid power on its own without the need for human intervention.   Lexus Es300h Price: Rs 59.71 - 65.81 lakhs (ex-showroom) Lexus vehicles have brought a whole new dimension to the luxury automobile market, thanks to their unique appearance and the fact that many of them employ petrol-electric hybrid powertrains. The 2.5-litre four-cylinder gasoline engine that powers the Lexus ES 300h is coupled to a 1.6-kWh nickel metal hydride battery pack to produce a combined output of 214 horsepower and 221 Nm of torque. The car runs in pure electric mode but shifts to a blend of ICE and EV power at greater speeds, allowing it to go from 0 to 100 kilometres per hour in 8.9 seconds and deliver 22.5 kmpl (Claimed).    MG Hector Hybrid Price: Rs 17.40 - 18.75 lakhs(ex-showroom)  The MG Hector was instrumental in the launch of MG Motors in India and is also among the most affordable hybrid vehicles on the list. The MG Hector's mild hybrid drivetrain is made up of a 48V battery, an electric motor, and a 1.5L turbocharged petrol engine. Claimed mileage is  17.41 km/l. The MG Hector hybrid comes with a 6-speed manual transmission as an option.   Toyota Urban Cruiser Hyryder Price: Rs 10.48 - 18.99 lakhs (ex-showroom) The recently released Toyota Urban Cruiser Hyryder is one of the most cost-effective hybrid vehicles available in India right now. The brand-new Urban Cruiser Hyryder emanates a striking appearance with its modern design, novel features, and dual-tone exterior. Two hybrid systems, a powerful hybrid system and a mild hybrid system, are available in the Urban Cruiser Hyryder. The mild hybrid technology helps the 1.5L engine's start-stop operations when it is mated to either a 5-speed manual or a 6-speed automatic transmission. The powerful hybrid provides both EV-only capability and combined power delivery with the 1.5L petrol engine (27.97 km/l). It is equipped with an e-CVT.   Final Thoughts Hybrid's marriage of a normal combustion engine, an electric motor, and a battery pack, which gives improved fuel efficiency, cheaper operating costs, and cleaner air, ensures a win-win for everyone. Furthermore, hybrid automobiles hybrid cars may be useful in the transition to all-electric vehicles. If you are still not ready for a pure EV in the country, they may be able to bridge the trust gap. Whether you have a hybrid vehicle or a traditional one, autofurnish.com has got you covered! Take the best care of your vehicle with the best in class auto accessories.

October 18, 2022

When you buy a new car, you go to great lengths to keep it safe and in good condition. To assist you, your auto insurance takes a step forward. It protects you from all the financial burden that comes when your vehicle experiences any damage. However, buying the right auto insurance might seem a bit overwhelming, considering its various aspects. Here's everything you need to know about buying car insurance.  Why do you need insurance? Compulsory by law According to the Motor Vehicle Act, getting third-party insurance is required whether you buy a new or old car. Failing to do so will attract hefty penalties as well as legal complexities.  Protects you from third-party liabilities The third-party liability (TPL) policy protects you from the legal implications of an accident that you caused. For example, if you have an accident that injures a third person or causes damage to his property, the insurance will pay for their care and protect you from legal ramifications. Protects you financially Consider the following scenario: you parked your car and went into a restaurant. When you returned, you discovered that your car had a dent, which broke your heart a little. When you went to the mechanic to get the dents repaired, the repair fee broke your heart even more.Cars are not only pricey but also expensive to fix. Your vehicle can get damaged even because of someone else's mistake. Nonetheless, if you have car insurance, you will not have to pay for these repairs yourself.  Gives you peace of mind Most significantly, good insurance coverage provides you with peace of mind and security against a variety of circumstances. With a genuine policy on your side, you may drive around with confidence rather than being preoccupied with the financial ramifications of an accident. Safeguards your family in case of a mishappening Another reason why auto insurance is crucial is that it isn't just for you. You require car insurance because it protects your family in case you pass away in an accident. If you are a breadwinner in your family and have the policy, your automobile insurance will include personal accident coverage that can help cover your family's expenses. Things to keep in mind while buying car insurance Range of the cover You can either get insurance with the intention of saving money in case of accidents and complying with legal requirements, or you can purchase it only to tick the required insurance box. In most circumstances, it's advisable to get a comprehensive plan. A comprehensive plan not only saves you legally but also pays for any damage caused to your vehicle. However, this doesn't mean you straightway choose a comprehensive cover. The decision depends on your personal requirements. For instance, if you have a very old car, getting only third-party coverage makes more sense.  Choose the right add-on coverage Car insurance providers often provide add-on coverage for added security. By paying a small fee, you can obtain additional benefits in the form of add-ons, which essentially provide more coverage.Here are some of the important add-ons:Zero depreciation coverage: When you get this coverage, you will not be required to pay for the depreciation of the parts of your vehicle when filing a claim.Engine protection coverage: This provides financial insurance for engine and gearbox damage caused by water, oil leaks, and so on.Roadside Assistance (RSA): This coverage is useful if your automobile breaks down on the road. The RSA will come to your aid and either fix or transport your vehicle to the nearest service shop.Each add-on has its own price, which can vary between insurers. As a result, don't go on a shopping binge for add-ons. Only include those that are significant to you. Otherwise, your insurance bill might give you a shock. Look at the claim settlement ratio Finding the ideal auto insurance plan will depend in large part on your insurance company's claim settlement ratio. This ratio shows how many claims an insurance firm has resolved in comparison to the total number of claims it received during that fiscal year. For instance, suppose an insurance provider's claim settlement ratio for the financial year 2020–21 is 96%. This indicates that the business settled 96 claims out of the 100 claims it received while rejecting 4. Know the vehicle’s insured declared value (IDV) Keep a record of the IDV that the insurance provider offers. IDV is the highest amount of compensation the insurer will offer in the event that your car is stolen or damaged. IDV is typically a car's current market value.For instance, if the car cost INR 7 lakhs when it was purchased a year ago, due to normal wear and tear, its IDV after two years would be INR 5 lakhs. When comparing insurance providers, be cautious if you are tempted to choose a policy with a lower premium because it can also offer a lower IDV. You might have to use your own savings then during a car theft or accident. Avoid very low-priced car insurance policies Customers in India typically favor products that offer good value for the money. Although not often, 'low-cost' does not equate to 'low-quality.' In the context of auto insurance, it can include forgoing essential coverage. Because of this, it's crucial to thoroughly consider the benefit-cost ratio before choosing auto insurance. Risks of choosing an affordable auto insurance policy Inadequate protection Only third-party liabilities are covered by the fundamental third-party car insurance plan. So, you will be responsible for paying for both your own damages and those to your car. Expensive deductibles The more deductibles you choose, the lower your premium. However, having a large deductible on your car insurance implies that you will be responsible for the majority of the costs for damages to your vehicle. Poor after-sales service Low-cost auto insurance providers may not provide the greatest after-sales service. Furthermore, their claim settlement ratio may be inadequate. This can have a significant influence on your ability to resolve claims. Can I do anything to lower my insurance premium? Purchase pay-as-you-drive insurance This is a concept that has only recently become available in the Indian vehicle sector as of 2020 and is only permitted to be offered by a small number of insurers.   It is a usage-based offering, meaning the premium is only charged for the number of kilometers specified at the start of the policy.  However, the insured receives the same advantages as with a conventional comprehensive cover. Because fewer miles equal a cheaper cost, this would be an excellent approach to reduce premiums if you occasionally drive. Don't overlook the no-claim bonus (NCB) If you do not file a claim during the active policy year, you will be eligible for a premium discount, ranging from 20 to 50 percent. This is known as NCB. It is frequently regarded as the most effective method of lowering the premium amount at renewal. As a result, it is advised not to file a claim for minor damage. Don't buy all of the extra covers The base cover does not cover all types of damage. Add-ons broaden the extent of your comprehensive coverage but also raise your cost. You should choose the add-ons based on your needs. For example, if you reside in a flood-prone area, having an engine protection cover is worthwhile. If you are a big spender, try setting a limited budget for vehicle insurance expenses. A limited budget will allow you to select only necessary add-ons rather than purchasing a variety of coverages. For older vehicles, only third-party coverage is recommended If the worth of your car is relatively low or it is an old car, it may make sense to purchase only third-party coverage. Furthermore, you may spend less on repairs than the price for comprehensive coverage. Compare insurance plans online Comparing and shopping for insurance online is an easy approach to lower your rate. Comparing plans not only allows you to consider all of your alternatives and make an informed selection, but it also allows you to save money on premiums by choosing suitable insurance coverage for your precious four-wheeler and nothing excess or substandard. So, even if you are a conventional person, purchasing insurance online is more advantageous. Install safety equipment on your vehicle Another simple strategy to minimize your auto insurance is to reduce the likelihood of the vehicle being stolen. The higher the level of security, the lesser your premium. This can be accomplished by installing anti-theft devices such as gear locks, anti-theft alarms, and steering locks from reputable suppliers.